Physical Therapy & Rehabilitation

NYS No-Fault insurance authorizes physical therapy on a visit-by-visit or authorization-period basis, with the number of sessions subject to medical necessity review. The MTG provides treatment frequency and duration guidelines for specific injury categories, but these are guidelines — not hard limits. When PT beyond the guideline parameters is clinically necessary, MAIC submits supporting documentation to the No-Fault carrier to justify continued treatment. Our PT team's objective progress documentation is specifically designed to support these medical necessity arguments.

Passive physical therapy involves treatments applied to the patient without their active participation — modalities like heat, ice, electrical stimulation, ultrasound, and manual therapy. Active physical therapy involves exercises and activities that the patient performs, building strength, flexibility, and function. NYS No-Fault and WCB MTG guidelines increasingly emphasize active over passive interventions, as active therapy produces more durable functional improvements. MAIC's PT program is designed around active rehabilitation with measurable outcomes, supplemented by passive modalities when appropriate.

MAIC's PT documentation supports the claim in several ways: the baseline evaluation establishes the functional deficits attributable to the accident; longitudinal ROM and strength measurements create an objective record of the severity and course of injury; functional outcome scores quantify the impact on daily activities and work tasks; plateau documentation supports the determination of permanent impairment; and the discharge summary provides a narrative of the full recovery trajectory that directly informs the prognosis and damages assessment.

Yes. Physical therapy at MAIC is fully covered under New York State No-Fault insurance for motor vehicle accident patients. We manage all prior authorization, billing, and carrier correspondence. Medical liens are accepted for patients without active coverage.

Yes — this integrated coordination is one of MAIC's key advantages as an all-in-one PI medical facility. Patients can have their injury evaluation, MRI, specialist consultation, and initiation of physical therapy coordinated at our Bronx campus, often within the same or sequential appointments. This eliminates the gaps and delays that occur when care is fragmented across multiple providers, ensures that the PT program is aligned with the treating physician's clinical plan, and keeps the entire medical record in one location for easy attorney access.